请帮忙翻译通顺这段英文With time (some accounts does not last till then)

请帮忙翻译通顺这段英文
With time (some accounts does not last till then) you can become good at it, but it is due
to experience..
Let me explain to you the concept of the money changers and there actions. When
interest rates comes down due to good economic condition these people send out all sorts
of ways how to lend cheap money for that trip overseas, new car etc. etc. Till the money
availability gets low and spending is skyhigh
due to the easy way to get money. Then the
interest rate is raised by 0.5% and after a month another 0.5% and so on. More money out
of the pocket of the consumer that he has to pay back than what he has budgeted for.
Troubled times!!!!!!!!!. They are collecting till the cycle turns again and then it is
lending out again.
Have you ever thought of it in the field of Forex trading. So many websites
inviting you to buy there system and it tells you exactly(to the pip) where to put your
stops and where to enter and where to take profit etc. etc. If I know the cards that you
have in your hand when playing against you I will always win. I think the brokers knows
exactly where the group stops, entries and exits are. That is why it is important to move
with the big ones. They will only take the price as to catch the weak ones. This is only
my opinion and I might be wrong. I am only very cautious and suspicious.