not only but also的用法我有一句话不太确定对不对

不对等.
应该是 not only+KK,but also+KK.
这里的KK 要有相同性质,KK和KK是并列关系,必须是相同类型的东西,KK都是名词、都是形容词、都是动词.
比如：
He is not only my father,but also my friend.连接两个人称名词.
He is not only tall,but also white.连接两个形容词
Not only he is my father,but also he is my friend.连接两个句子.

我觉得是not only放的位置不对，才导致别扭。
...since not only that is the tradition virtue of our country, but also that can affect our life now and future.
这样改看行不？

In conclusion, we should have a good habit to save money, because it not only is the traditional virtue of our country, but also can affect our lives and the future.