英语翻译I would be more reluctant to spend impulsively if I was

英语翻译
I would be more reluctant to spend impulsively if I was being rewarded for maintaining a high saving balance.
I always want to keep a specific minimum amount of money in my current account.
I would like to reach a specific saving level at a specified time.
I would like the savings I have available for leisure to be dependent on the overall savings I hold.
I would like to be able to specify maximum balances for specific savings accounts.