96206：to be honest,today as consumers we're totally spoiled

96206：to be honest,today as consumers we're totally spoiled for choice when it comes to taking out loans.
想知道的语言点：
1—to be honest：
2—we're totally spoiled for choice：怎么翻译?
3—when it comes to taking out loans：这里 comes to 怎么翻译?
1_to be honest,today as consumers we're totally spoiled for choice when it comes to taking out loans：
1.to be honest,today as consumers we're totally spoiled for choice
to be honest：说实话 totally：adv 完全;整个地,全部地
spoil：vt1.损坏; 毁掉；破坏；搞坏；糟蹋2.溺爱,宠坏3.善待，格外关照
spoil for：迫切地想做，渴求做，引起对…不满
翻译：说实话，今天，做为消费者 我们完全迫切地想做出选择。
2.when it comes to taking out loans：当它达成办理贷款。
comes to：1.苏醒; 清醒2.到达; 达成3.共计4.突然想起5.涉及6.停住;下锚 7.被继承
take out：1.把…带出去2.清除,除掉3.获取,办理4.邀请(某人)外出
全句翻译：说实话，今天，做为消费者 我们完全迫切地想做出选择。当它达成办理贷款。