21221—an authorized user who accumulate 200 penalty points i

21221—an authorized user who accumulate 200 penalty points in one calendar year are suspended from
borrowing until they have paid a fine of 25 pence.3746
想问：
1—one calendar year:
2—are suspended from ：怎么翻译?
authorize：vt 授权,批准; 委托 authorized user ：特许用户 会员 授权用户
calendar ：n 日历,月历 one calendar year ：每年
be suspended from ：1.终止 搁浅 暂停 2.be suspended from ：从…悬挂下来
翻译：
授权用户积累200处罚分在一年内，授权用户被终止借阅直到他们交付25便士的罚金。