请英语高手帮我点评一下我的四级英语作文（语法、用词）万分感谢

请英语高手帮我点评一下我的四级英语作文（语法、用词）万分感谢
1：越来越多的人使用信用卡,信用卡有哪些好处?
2：信用卡的弊端
3：你自己的观点
Credit Cards
Nowadays,more and more people use credit cards instead of carrying a large of money.In fact,there are both advantages and disadvantages in using credit cards .Generally speaking,it's widely believed there are several positive aspects as follows .Firstly,the people use credit card without a large of money,it's very convenient and safe.And secondly,more and more customers use credit cards can reduce amount of work to the workers who work in a supermarket or a restaurant.
Just as a popular saying goes,"every coins has two sides",using credit cards is no exception,and in another word,it still has negative aspects .To begin with ,if you lose your card ,it put you to trouble and you must go to the bank to apply for a new card.In addition ,many thieves make use of it to cheat the people ,and many people lose much money.
For my part,I think we should try to bring the advantages of using credit cards into full play ,and reduce the disadvantages to the minimum at the same time.