You need to borrow some money from a friend.What do you say?

You need to borrow some money from a friend.What do you say?
You forgot your mother's birthday.What do you say when you see her?
You want to buy an item located behind the cashier.What do you say?
You arrive late to a meeting because you couldn't get a taxi.What do you say?
Your friend wiped out?while skiing and looks hurt.What do you say?
Your child is playing with matches.What do you say?
怎么回答啊?