英语翻译对家庭住户的正面影响：（1）对于还未购买住房的住房者,且想通过按揭偿还贷款来购置住房者来说,需要为房贷所支付的利

对家庭住户的正面影响：
The positive effects on domestic households:

(1) 对于还未购买住房的住房者,且想通过按揭偿还贷款来购置住房者来说,需要为房贷所支付的利息将下降,减少购房者的的成本.
To those, who still haven’t bought their own homes and would like to purchase through
mortgages, the mortgages interest payments will be reduced and the costs for the property buyers
will also be less.

(2) 对于已经购置了住房者,并且通过按揭偿还贷款者来说,由于存款准备金的下调,导致通货膨胀率的上涨,虽然你所支付的名义贷款金额不变,但是实际贷款金额是减少的,对于按揭偿还贷款者来说是有利的.
To those, who are already homeowners and they are currently paying mortgages then because of the downward adjustment of the depositreserve, leading to the rise of inflation. Although their payment
amounts remained the same, the actual amounts have reduced, which would good for people with
mortgages.

对家庭住户的负面影响：
The negative effects to the domestic households:

(1) 对于那些想进行炒房者来说是不利的,虽说房价是在节节攀升,但是通货膨胀率也在逐年上升,若通货膨胀率上升至50%,则意味着你所拥有的房子的实际价值的下降.
To those property speculators, it is not good. May be the property prices are steadilyincreasing, but
the inflation rates are also on the up. If the inflation rate has gone up to 50% then it also means that
the actual value of the property that you owned has gone down too.
(2) 若家庭住户的工资的上涨速度低于房价上升的速度,将会导致有更多的住户买不起房子.
When the income increasing rate of the domestic households is lower than the inflation rate, which
would mean that there will be more people can’t afford to buy the own homes.